Fair Rate Personal Loan


Fair Rate Personal Loan













At G&C Mutual Bank, we understand that financial pressure can arise as a result of the holiday season. If you have multiple store cards, personal loans, or other bills that are mounting, we can help you take control of your debts by consolidating them into one.

The G&C Mutual Bank Fair Rate Personal Loan could be the solution you are looking for to help you get on top of your finances this year.

G&C Mutual Bank's Fair Rate Personal Loan is unlike most personal loans from large financial institutions. They generally apply a standard price, but the rate you pay on our Fair Rate Personal Loan is guided by your credit worthiness so you can get rewarded with a better rate based on your credit score.

So if you have a good borrowing record and an excellent credit score, you could be eligible for our Diamond Rate which is 5.99% p.a. (comparison rate of 6.20% p.a.¹) - our lowest rate!

The G&C Mutual Bank Fair Rate Personal Loan is a variable rate loan that includes a number of competitively priced tiers:


 Tier                 
 Interest Rate
 Comparison Rate¹
 Diamond
 5.99% p.a.
 6.20% p.a.
 Emerald  7.99% p.a.  8.20% p.a.
 Sapphire  8.99% p.a.  9.20% p.a.
 Ruby  10.99% p.a.  11.21% p.a.
 Opal  16.99% p.a.  17.22% p.a.

Interest Rates effective 6 May 2016


Other features include:

Fair Rate Personal Loan


Apply online today in under 5 minutes, or call us directly on
1300 364 400 9am-5pm weekdays.





    Rates are current as at 6 May 2016 and are subject to change.
    Eligibility criteria, terms & conditions and fees & charges apply.
    1. Comparison rate based on unsecured $30,000 loan over 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate