Whether you're looking to refinance your existing home loan, or perhaps assist kids or grandchildren with their first property purchase, we can help you. We have Retirees Access Home Loan specifically designed to help you free up your cash flow by utilising the equity in your home for any worthwhile purpose such as:
- a new car
- a dream holiday
- home improvements
- helping kids/grand kids to buy their first home (via cash from Retirees Access account or by offering your home as additional security through our Get Ahead Start Loan.)
You can borrow up to 30% of the value of your property. You can take the money as a lump sum, or withdraw it in smaller amounts when needed. It's your money and you can spend it how you please.
All of our loans offer:
- Redraw* - accessing extra money you've built up in your loan.
- Offset account available.
- Flexibility of weekly, fortnightly or monthly repayments for principal and interest loans.
- Extra repayments# - the ability to make extra repayments to reduce interest payments.
We also have a range of home loan options including;
The simplest and easiest way to get the right Home Loan for you is to contact us on 1300 364 400 and one of our staff will be able to go through the various options available to you and help you decide what option will suit your needs. Call today on 1300 364 400.
Eligibility criteria, terms & conditions, fees & charges apply.
* Minimum redraw of $100 applies.
# Limited for Fixed Rate Home Loans to 5% of balance each year.