Standard Variable

With a rate that changes as the market does and a number of repayment options, our Standard Variable Home Loan is our most flexible home loan.


Features of Standard Variable Home Loan

It has an interest rate that moves up and down reflecting the general changes in interest rates in the financial market.

With the option to pay more than the minimum required repayment, reducing your debt and interest payments with no early repayment fees helps you pay your loan off sooner.

In times of need you may redraw those extra funds, this can be a great help when unexpected costs come up like the insurance payment required to cover your car or perhaps a family wedding.

Benefits for me!

  • Make extra repayments at any time.
  • No early repayment fees.
  • Redraw facility available^.
  • Access to extra funds available via Online and Phone Banking.
  • Convenience of weekly, fortnightly or monthly repayments to suit you.
  • Offset account available

Standard Variable rates for me!


Owner Occupied
Property Investor
Product Type
Annual %
Rate¹
Comparison %
Rate²  
Annual %
Rate¹
Comparison %
Rate²
Standard Variable Rate
5.15% p.a.
5.18% p.a.
5.40% p.a.
5.43% p.a.

Interest rates effective 25 January 2017


1 Eligibility criteria, terms & conditions and fees & charges apply. Rates applicable to individual loan contracts may vary.
2 Comparison rate based on $150,000 loan over 25 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

^Minimum redraw of $100 applies.