Motor Insurance

Allianz Motor Insurance through G&C Mutual Bank

Motor Insurance provides you with a great range of features as well as optional benefits so that you can tailor your cover to suit your needs.

Plus when you buy a new Allianz Motor Insurance policy through G&C Mutual Bank, you'll also receive Roadside Assistance⁵ for the first 12 months Australia wide, 24 hours a day, 7 days a week.

Why choose car insurance through G&C Mutual Bank underwritten by Allianz?


Cover your vehicle with an excellent range of features and levels that G&C Mutual Bank can offer to suit your budget and needs.


Our car insurance offers;

  • Up to 10% discount on your car insurance policy when you buy online¹,²
  • Increase your excess to reduce your premium¹
  • Claims support 24/7
  • Choose your preferred repairer
  • Receive a rental car for up to 30 days if your car is stolen ($100 per day limit).
  • Safe driver's discount for eligible drivers¹,⁴ in addition to the no claim bonus.                                                                                                                                                              

Choice of car insurance products

Comprehensive Car Insurance
Our highest level of cover for your vehicle which includes cover against fire, theft, accidents and malicious damage. It also covers your legal liability to pay compensation for loss or damage to someone else's property caused by a motor vehicle accident which is partly or fully your fault.

Third Party Property Damage Fire & Theft
Provides cover against accidental loss of or damage to your vehicle caused by fire or theft. It also covers your legal liability to pay compensation for loss or damage to someone else's property caused by a motor vehicle accident which is partly or fully your fault.

Third Party Property Damage
Covers your legal liability to pay compensation for loss or damage to someone else's property caused by a motor vehicle accident which is partly or fully your fault.

Comprehensive Insurance/Third Party Property Damage/Third Party Fire & Theft - Comparison Table:

Key benefits

  Comprehensive Insurance
Third Party Fire & Theft
Third Party Property Damage
                                                                                 

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Cover for accidental loss of or damage to your vehicle caused by fire or theft
Y
Y N
Cover for accidental loss of or damage to your vehicle (caused by events other than fire or theft) Y N N
New for old replacement of a new vehicle after a total loss, if you purchased your vehicle new from the manufacturer or dealer and your vehicle is less than 2 years old from its first registration at the time it is declared a total loss Y N N
Cover for legal liability to pay compensation for loss or damage to other people's property and legal liability for supplementary bodily injury– up to $20 million for any one event or series of related events
Y Y Y
Legal costs Y Y Y
Accidental death benefit - $25,000 per period of insurance Y N N
Emergency repairs – up to $500 in respect of any one incident Y N N
Rental car after theft ($100 per day limit, up to 30 days) Y
Y
N
Reasonable cost of towing Y
(after a covered accident)
Y
(after a covered accident)
N
Temporary cover on replacement vehicle – 14 days Y N N

See more benefits

                                                                         
Comprehensive Insurance
Third Party Fire & Theft
Third Party Property
Damage

Trailer and caravan cover - $1,000 or market value whichever is the lesser Y
N
N
Legal liability cover when using a substitute vehicle Y
Y
Y
Personal items – up to $1,000 for any one incident
Y
N
N
Emergency accommodation and travelling expenses – up to $1,000 for of any one incident
Y
N
N
Transportation costs – up to $500 for any one incident
Y
N
N
Lock re-keying / re-coding – up to $1,000 for any one incident
Y
N
N
Child seat / baby capsule cover – up to $500 for of any one incident
Y
N
N

 Optional Cover

                                                                      
Comprehensive Insurance  Third Party Fire & Theft
Third Party Property
Damage

Protected No Claim Bonus³ - 1st claim per period of insurance                                                         
Y
N
N
Rental car following accident - $100 per day limit, up to 30 days Y
N
N
Removal of basic excess for windscreen claims - 1 replacement and 2 repairs in any period of  insurance
Y
N
N


Optional Excesses which you can select to decrease your premium

   Comprehensive Insurance  Third Party Fire & Theft
 Third Party Property
Damage
Restricted driver excess - $2,500 any one claim                                            
 Y  N  N
 Unnamed driver excess - $2,500 any one claim  Y  N  N
 

 Get a Quote

 Get a Quote

Get a Quote

How to claim

To make a car insurance claim online

Online, any time

The fastest, easiest way is via the online claim form.  You can submit your car insurance claim notification 24 hours a day, 7 days a week, whenever it suits you.


It takes less than 10 minutes to complete the online claim form and once we receive it, one of our friendly claims consultants will contact you as soon as possible.

  • Secure form
  • There are no phone queues
  • Immediate confirmation number for your reference

Submit your claim to our underwriter via the online claim form 



Over the phone - 24 hours a day, 7 days a week claims hotline

Alternatively, you can Allianz on 1300 555 013 and a friendly consultant will take you through the claims process.


G&C Mutual Bank arranges this insurance as agent for the insurer Allianz Australia Insurance Limited ABN 15 000 122 850
AFSL No 234708.

We do not provide any advice based on any consideration of your objectives, financial situation or needs. Terms, conditions, limits and exclusions apply.  Before making a decision please consider the Pro duct Disclosure Statement available from here. If you purchase this insurance, we will receive a commission that is a percentage of the premium. Ask us for more details before we provide you with services.

1 Minimum premiums may apply. Any discounts / entitlements may be subject to rounding and only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts / entitlements.

2 The online discount applies to new comprehensive moto insurance policies. Applies to the first year’s premium only (unless stated otherwise). Promotional or other discounts may apply from time to time for members who apply for insurance via other

3 Maximum discount percentage varies from State to State.

4 Safe Driver Discount applies to new Motor Insurance policies with comprehensive cover only. To be eligible for a safe driver discount:

•    the ratable driver must be aged 25 years or over;

•    the insured (owner) must have held a maximum no claim bonus for the last five consecutive years; and

•    all other nominated drivers have had no at fault claims for the last five years.

5 Offer valid for new Allianz comprehensive motor insurance policies purchased through G&C Mutual Bank. 12 months roadside assistance membership is provided by AGA Assistance Australia Pty Ltd ABN 52 097 227 177, trading as Allianz Global Assistance. Full terms and conditions available at allianz.com.au/roadside.