Landlord Insurance

Protection for your investment property made easy

G&C Mutual Bank gives you the confidence to having the right insurance protection for your investment property and its contents.


Why choose landlord insurance through G&C Mutual Bank underwritten by Allianz?

You have worked hard to establish your investment property and the income it provides. That is why protection for your investment property is essential.


Landlord insurance benefits

  • Receive up to 30% No Claim Bonus.+
  • Cover against malicious damage by your tenants
  • Choose an excess level and payment option to suit your budget.
  • Get liability protection up to $10 million as owner of the buildings.
  • Enjoy peace of mind with our optional Rent Default and Theft by Tenant cover (includes cover for associated legal costs)

    What’s covered

    Key benefits


    Building    
       
    Contents      

    Get a Quote

    Get a Quote

    Accidental breakage of glass                                                      
    Tick
    Tick    
    Earthquake
    Tick
    Tick
    Explosion
    Tick
    Tick
    Fire or smoke
    Tick
    Tick
    Flood cover1
    Tick
    Tick
    Impact damage
    Tick
    Tick
    Lightning or thunderbolt
    Tick
    Tick
    Riot or civil commotion
    Tick
    Tick
    Storm, rainwater or run-off
    Tick
    Tick
    Theft, burglary or housebreaking
    Tick
    Tick
    Tsunami
    Tick
    Tick
    Water or other liquid damage
    Tick
    Tick

    See more benefits

                                                                                                         
     Building
    Contents
    Automatic indexation of sums insured                                                                                    
     Tick  Tick
    Contents in open air at the risk address

     -

     Tick
    Continuation of cover when you are selling your buildings  Tick

    -

    Fusion  Tick  Tick
    Landlord’s contents  Tick

    -

    Legal liability - cover for injury to other people or their property  Tick

    -

    Mortgage discharge costs
    Tick

    -

    Reinstatement of sum insured after a loss  Tick  Tick
    Removal of debris, professional rebuilding fees and extra costs
    of complying with building regulations
    Tick
    Tick
    Rental costs after an insured event
    Tick
    Tick


    Available under contents cover only when the building is part of a strata title development
    Replacement of locks or cylinders 
    Tick
    Tick
    Rainwater tanks and solar water heater
    Tick                                   

    -

     Other additional benefits                                                                                  
     
                                   
    Rent default and theft by tenant                              
     
    Strata title mortgage protection 2    
    Landlord Workers’ Compensation 3    
     

    Get a Quote

    Get a Quote

    This information about insurance coverage is a summary only. You should consider whether this insurance product is suitable for your circumstances and consider the Policy Document (Product Disclosure Statement) for Landlord Insurance.

    How to claim

    To make a landlord insurance claim online:

    Online, any time

    The fastest, easiest way is via the online claim form. You can submit your insurance claim notification 24 hours a day, 7 days a week, whenever it suits you.

    It takes less than 10 minutes to complete the online claim form, and once it is received, one of the friendly claims consultants will contact you as soon as possible.

    • Secure form
    • There are no phone queues
    • Immediate confirmation number for your reference
    • You can submit your landlord insurance claim form 24 hours a day, 7 days a week.

    Submit your claim to our underwriter via the online claim form 


    Over the phone - 24 hours a day, 7 days a week claims hotline

    Alternatively, you can call Allianz on 1300 555 013 and a friendly consultants will take you through the claims process



    G&C Mutual Bank arranges this insurance as agent for the insurer Allianz Australia Insurance Limited ABN 15 000 122 850
    AFSL No 234708.

    We do not provide advice on this insurance based on any consideration of your objectives, financial position or need. Policy terms, conditions, limits, exclusion and underwriting criteria apply. Before making a decision please consider the relevant Product Disclosure Statement.

    * Minimum premiums may apply. Any discounts/entitlements may be subject to rounding and only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements. Discounts may not be applied to any flood component of the premium (if applicable)..

    + To qualify for the maximum No Claim Bonus of 30%, customers must have had no landlord insurance claims in the preceding three years. However, customers who have had up to two claims may still qualify for reduced No Claim Bonus.

    # Premiums payable by instalments may be subject to minor adjustments (upwards or downwards) due to rounding and financial institution transaction fees may apply.

    ~ Excess choice not available where an excess higher than the standard excess has been imposed.

    1 Flood Cover is available for all eligible property addresses. Flood Cover is an option on both Building and Contents in home and landlords insurance policies. The cover is designed to protect customers against damage to their building and/or contents in the event of a Flood up to the value of their sum insured. Flood cover is subject to eligibility.

    2 This cover only applies if the building is part of a strata title development.

    3 Landlord Workers’ Compensation is only available in ACT, TAS and WA.