Mozo Experts Choice Awards Credit Cards





26 October 2016

G&C Mutual Bank's Visa Credit Cards have been named one of Australia's best value credit cards in the annual Mozo Experts Choice Awards Credit Cards category!


“Credit cards are frequently used as a convenient way to pay yet many consumers still get stung with sky high rates and annual fees or choose the wrong card for their particular financial situation,” says Mozo Director Kirsty Lamont. 

“The rationale behind these awards is to help consumers save money and highlight the best value credit cards in the market right now depending on their needs."

The financial comparison site analysed 175 credit cards from 59 providers to identify the country’s best value credit cards across several categories including low rate, balance transfer and rewards.

In recognition of its great ongoing value for cardholders, Mozo awarded G&C Mutual Bank's Low Rate Visa Credit Card best value for Low Rate Credit Card and Platinum Visa Credit Card best value for Premium Rewards Cards.


Low Rate Visa Credit CardAward Winning Low Rate Visa Credit Card

This card is great value, particularly if you don't pay off your balance each month and want to minimise the amount of interest you pay. It has one of the lowest ongoing purchase rates in the market.
  • $50 annual fee
  • Up to 50 days interest free on purchases⁴



Platinum Visa Credit Card² with Qantas Points

Platinum Visa Credit CardThis premium card includes earning Qantas Points on eligible purchases³, and access to a range of travel insurance and concierge services wherever you are in the world.

  • Earn Qantas Points³
  • Insurance and concierge services
  • Up to 50 days interest free on purchases⁴
  • $249 annual fee


Balance Transfer
If you are paying off multiple credit cards and you want to consolidate debt from other store or credit cards, we offer 0% p.a. balance transfers for 12 months when you bring the balances over from non-G&C Mutual Bank credit card or store cards¹.



Apply online in under 5 minutes for a G&C Mutual Bank credit card today!


G&C Mutual Bank Limited. Australian Credit Licence 238311. Eligibility criteria, terms & conditions, fees & charges apply.

1. Offer available in respect of balances transferred from non-G&C Mutual Bank credit card or store card accounts only. The maximum balance transfer amount is 75% of the approved credit limit. The introductory rate on balance transfers of 0% p.a. expires 12 months after the date the balance transfer occurs. The variable cash advance rate (currently 15.49% p.a. for Low Rate Visa Credit Card and 19.74% p.a. for Platinum Visa Credit Card) will apply to balances transferred but remaining unpaid after 12 months. Interest-free days will be lost if a member does not pay the full closing balance on their monthly G&C Mutual Bank credit card statement (including any unpaid balance transfer amounts) by the due date.
2. Minimum credit limit $6,000 for G&C Mutual Bank Platinum Visa Credit Card.
3. You must be a Qantas Frequent Flyer member to earn and redeem Qantas Points. A joining fee may apply. Membership and the earning and redemption of Qantas Points are subject to the Qantas Frequent Flyer Terms and Conditions available at qantas.com/terms. Qantas Points are earned on eligible transactions, in accordance with and subject to G&C Mutual Bank Platinum Visa Credit Card - Qantas Points - Terms and Conditions available here. Eligible transactions are goods or services purchased from merchants that accept the G&C Mutual Bank Platinum Visa Credit Card. Account holders must provide their Qantas Frequent Flyer membership number to earn Qantas Points. Qantas Points will ordinarily be credited within 6-8 weeks of meeting spend criteria.
4. Providing you pay your account in full each month by due date.