Debt Consolidation

Debt Consolidation







If you have multiple credit or store cards, car loans, or other bills that are mounting, we can help you take control of your debts by consolidating them into one manageable, customised loan with one regular repayment. A Fair Rate Personal Loan from G&C Mutual Bank is a simple way of freeing you from the constraint and worry of multiple debts. Plus we can help you save fees and reduce your overall interest rate.

With our new and unique Fair Rate Personal Loan product in the market, you can be assured that you will pay a rate guided by your credit worthiness. So if you have a good borrowing record, you could be eligible for our Diamond Rate which will be 5.99% p.a. – our lowest rate!

Fair Rate Personal Loan








Why do I choose a G&C Mutual Bank loan?

  • A competitive interest rate based on your credit worthiness. The higher your credit score, the lower your rate.
  • You can apply online in under 5 minutes
  • $0 Monthly Fee
  • One loan, with one monthly payment, under one competitive interest rate
  • Loan approval within 24 to 48 hours
  • Flexibility of additional repayments at no extra costs
  • Access additional funds through the redraw facility*
  • Flexibility of weekly, fortnightly or monthly repayments to suit your needs
  • Direct payroll facility

So, if you’d like to streamline your debts, contact us on 1300 364 400 and one of our Lending Consultants will be able to go through the various options available to you and help you decide what option will suit your needs. Call today on 1300 364 400.

G&C Mutual Bank Australian Credit Licence 238311. Eligibility criteria, terms & conditions, fees & charges apply.

* Redraw facility is not available on Fixed Rate Debt Consolidation Loans

Any advice or information provided on this site is general advice only, and does not take into account your personal objectives, financial situation or needs. Before acting on any general advice you should consider its appropriateness given your personal circumstances. You should consider the Terms and Conditions for a product before acting on any advice to acquire it. Please consult with a financial adviser for personal financial advice.