Basic Home Loan

Basic Home Loan







At G&C Mutual Bank we want to help you achieve your home owning dreams with the least amount of hassle. That’s why we have introduced the new Basic Home Loan with a low variable rate of 3.74% p.a. (comparison rate 3.77% p.a.¹) for a simpler option.

Basic Home Loan features

The Basic Home Loan product is a simple low interest rate variable home loan, so you’re not paying more for extra features you may not want or need.

  • Low 3.74% p.a. variable interest rate
  • Make extra repayments at any time 
  • Redraw facility available² 
  • Access to extra funds available via Online and Phone Banking.
  • Convenience of weekly, fortnightly, or monthly repayment options 
  • Owner Occupied only


Owner Occupied


Principal & Interest Interest Only
Product Annual % Rate Comparison % Rate¹ Annual % Rate Comparison % Rate¹
 Basic Home Loan  3.74% p.a.  3.77% p.a.  N/A  N/A

Property Investor


Principal & Interest Interest Only
 Product  Annual % Rate  Comparison % Rate¹  Annual % Rate  Comparison % Rate¹
 Basic Home Loan  N/A  N/A  N/A  N/A

Interest rates effective 1 October 2017

If you are in the market for a new home, please contact us on 1300 364 400, 9.00am-5:00pm Monday to Friday and we will be happy to assist.


G&C Mutual Bank Limited. ABN 72 087 650 637. AFSL & Australian Credit Licence 238311. Eligibility criteria, terms & conditions and fees & charges apply. Minimum loan amount $100,000. Establishment fee $500. Maximum loan to valuation ratio 80%. Offset account not available on this product.
1. Comparison rate based on $150,000 loan over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
2. Minimum redraw of $100 applies.