G&C Mutual Bank Credit Cards





Low Rate Visa Credit CardEase your holiday spending with a  Low Rate Visa Credit Card

The holiday season is fast approaching and it can be an expensive time of year. Our G&C Mutual Bank Low Rate Visa Credit Card has a low interest rate of 9.49% p.a. as well as up to 50 days interest free on purchases¹ which could help make it easier for you to pay for all of your holiday season needs and 
minimise the amount of interest you pay.
  • $50 annual fee
  • Up to 50 days interest free on purchases¹
  • 0% p.a. balance transfers for 12 months from date of transfer²





Want a credit card with more rewards?

Platinum Visa Credit CardOur award winning Platinum Visa Credit Card³ includes the ability to earn Qantas Points on eligible purchases⁴ and access to a range of travel insurance and concierge services wherever you are in the world.
  • Earn Qantas Points⁴
  • Insurance and concierge services
  • Up to 50 days interest free on purchases¹
  • $249 annual fee
  • 0% p.a. balance transfers for 12 months from date of transfer²

Balance Transfers available

Balance Transfer
If you need to transfer your existing balance from another credit card to our G&C Mutual Bank credit card, you will pay 0% p.a. on the balance transferred for 12 months from date of transfer². Ask us today.






Apply online in under 5 minutes for a G&C Mutual Bank credit card today or call us on 1300 364 400!


G&C Mutual Bank Limited. Australian Credit Licence 238311. Eligibility criteria, terms & conditions, fees & charges apply.

1. Providing you pay your account in full each month by the due date.

2. Offer available in respect of balances transferred from non-G&C Mutual Bank credit card or store card accounts only. The maximum balance transfer amount is 75% of the approved credit limit. The introductory rate on balance transfers of 0% p.a. expires 12 months after the date the balance transfer occurs. The variable cash advance rate (currently 15.49% p.a. for Low Rate Visa Credit Card and 19.74% p.a. for Platinum Visa Credit Card) will apply to balances transferred but remaining unpaid after 12 months. Interest-free days will be lost if a member does not pay the full closing balance on their monthly G&C Mutual Bank credit card statement (including any unpaid balance transfer amounts) by the due date. 

3. Minimum credit limit $6,000 for G&C Mutual Bank Platinum Visa Credit Card.

4. You must be a Qantas Frequent Flyer member to earn and redeem Qantas Points. A joining fee may apply. Membership and the earning and redemption of Qantas Points are subject to the Qantas Frequent Flyer Terms and Conditions available at www.qantas.com/terms. Qantas Points are earned on eligible transactions, in accordance with and subject to G&C Mutual Bank Platinum Visa Credit Card - Qantas Points - Terms and Conditions available here. Eligible transactions are goods or services purchased from merchants that accept the G&C Mutual Bank Platinum Visa Credit Card. Account holders must provide their Qantas Frequent Flyer membership number to earn Qantas Points. Qantas Points will ordinarily be credited within 6-8 weeks of meeting spend criteria.