G&C Mutual Bank Credit Cards





Low Rate Visa Credit CardEase your holiday spending with a  Low Rate Visa Credit Card

The holiday season is fast approaching and it can be an expensive time of year. Our G&C Mutual Bank Low Rate Visa Credit Card has a low interest rate of 9.49% p.a. as well as up to 50 days interest free on purchases¹ which could help make it easier for you to pay for all of your holiday season needs and 
minimise the amount of interest you pay.
  • $50 annual fee
  • Up to 50 days interest free on purchases²
  • 0% p.a. balance transfers for 12 months from date of transfer¹





Want a credit card with more rewards?

Platinum Visa Credit CardOur award winning Platinum Visa Credit Card³ includes the ability to earn Qantas Points on eligible purchases⁴ and access to a range of travel insurance and concierge services wherever you are in the world.
  • Earn Qantas Points⁴
  • Insurance and concierge services
  • Up to 50 days interest free on purchases²
  • $249 annual fee
  • 0% p.a. balance transfers for 12 months from date of transfer¹

Balance Transfers available

Balance Transfer
If you need to transfer your existing balance from another credit card to our G&C Mutual Bank credit card, you will pay 0% p.a. on the balance transferred for 12 months from date of transfer². Ask us today.






Call us today on 1300 364 400.


G&C Mutual Bank Limited. Australian Credit Licence 238311. Eligibility criteria, terms & conditions, fees & charges apply.

1. Offer available in respect of balances transferred from non-G&C Mutual Bank credit card or store card accounts only. The maximum balance transfer amount is 75% of the approved credit limit. The introductory rate on balance transfers of 0% p.a. expires 12 months after the date the balance transfer occurs. The variable cash advance rate (currently 15.49% p.a. for Low Rate Visa Credit Card and 19.74% p.a. for Platinum Visa Credit Card) will apply to balances transferred but remaining unpaid after 12 months. Interest-free days will be lost if a member does not pay the full closing balance on their monthly G&C Mutual Bank credit card statement (including any unpaid balance transfer amounts) by the due date. 

2. Providing you pay your account in full each month by the due date.

3. Minimum credit limit $6,000 for G&C Mutual Bank Platinum Visa Credit Card.

4. You must be a Qantas Frequent Flyer member to earn and redeem Qantas Points. A joining fee may apply. Membership and the earning and redemption of Qantas Points are subject to the Qantas Frequent Flyer Terms and Conditions available at www.qantas.com/terms. Qantas Points are earned on eligible transactions, in accordance with and subject to G&C Mutual Bank Platinum Visa Credit Card - Qantas Points - Terms and Conditions available here. Eligible transactions are goods or services purchased from merchants that accept the G&C Mutual Bank Platinum Visa Credit Card. Account holders must provide their Qantas Frequent Flyer membership number to earn Qantas Points. Qantas Points will ordinarily be credited within 6-8 weeks of meeting spend criteria.