Fair Rate Personal Loan
to take that long needed break, purchase a vehicle or you may have a number of credit cards or
personal loans that could benefit by consolidating into one.The G&C Mutual Bank Fair Rate Personal Loan could be the solution you are looking for to help you manage this holiday season.
Get rewarded with a better rate based on your credit score. The higher your credit score the better your rate.
Unlike personal loans from most large financial institutions that generally apply a standard price, the rate you will pay on the Fair Rate Personal Loan is guided by your credit worthiness.
It features a number of tiers with varying interest rates that have been determined using your credit score.
So, if we determine that you have an excellent credit score and a good borrowing record, you could be eligible for our Diamond Rate which will be 5.99% p.a. with a comparison rate of 6.20% p.a. — our lowest rate!
The G&C Mutual Bank Fair Rate Personal Loan is a variable rate loan that includes a number of competitively priced tiers:
|Tier|| Interest Rate
|| Comparison Rate¹
|Diamond||5.99% p.a.||6.20% p.a.|
|Emerald||7.99% p.a.||8.20% p.a.|
|Sapphire||8.99% p.a.||9.20% p.a.|
|Ruby||10.99% p.a.||11.21% p.a.|
|Opal||16.99% p.a.||17.22% p.a.|
Interest Rates effective 1 September 2017
Other features include:
- $0 Monthly Fee
If you're wanting to take a holiday, purchase a vehicle or consolidate other credit cards, store cards or personal loans this holiday season call us directly on 1300 364 400 9.00am-5.00pm weekdays.
Eligibility criteria, terms & conditions and fees & charges apply.
1. Comparison rate based on unsecured $30,000 loan over 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.