Fair Rate Personal Loan

At G&C Mutual Bank, we understand that the holiday period can be a costly time of year. You might be looking
to take that long needed break, purchase a vehicle or you may have a number of credit cards or
personal loans that could benefit by consolidating into one.The G&C Mutual Bank Fair Rate Personal Loan could be the solution you are looking for to help you manage this holiday season.

Get rewarded with a better rate based on your credit score. The higher your credit score the better your rate.

Unlike personal loans from most large financial institutions that generally apply a standard price, the rate you will pay on the Fair Rate Personal Loan is guided by your credit worthiness.

It features a number of tiers with varying interest rates that have been determined using your credit score.

So, if you have a good borrowing record and an excellent credit score, you could be eligible for our Diamond Rate which will be 5.99% p.a. — our lowest rate!

The G&C Mutual Bank Fair Rate Personal Loan is a variable rate loan that includes a number of competitively priced tiers:

 Tier  Interest Rate
 Comparison Rate¹
 Diamond  5.99% p.a.  6.20% p.a.
 Emerald  7.99% p.a.  8.20% p.a.
 Sapphire  8.99% p.a.  9.20% p.a.
 Ruby  10.99% p.a.  11.21% p.a.
 Opal  16.99% p.a.  17.22% p.a.

Interest Rates effective 1 September 2015

Other features include:

  • $0 Monthly Fee

Fair Rate Personal Loan

If you're wanting to take a holiday, purchase a vehicle or consolidate other credit cards, store cards or personal loans this holiday season apply online in under 5 minutes, or call us directly on 1300 364 400
9.00am-5.00pm weekdays.




Eligibility criteria, terms & conditions and fees & charges apply.
1. Comparison rate based on unsecured $30,000 loan over 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.