Get Ahead Start Home Loan

Canstar Award - Construction Variable Home LoanCanstar Award - Owner Occupied Variable Home LoanThe Get Ahead Start Home Loan is a way for a family member to help you get started and is a great option if you are looking to buy your first home, but need a little extra help.

The G&C Mutual Bank Get Ahead Start Home Loan has been recognised for outstanding value with a 5-star CANSTAR rating for Owner Occupied Variable Home Loan and Construction Variable Home Loan.

G&C Mutual Bank will help you get ahead

You can borrow up to 100% of the purchase price of your new property, plus additional funds to cover the costs associated with buying, such as legal costs and stamp duty.

All you need is a family member (usually parent) to offer a suitable security property as part of the home loan, and you would save money on lenders mortgage insurance payments.

Your guarantor can be released from the guarantee early if they want to (provided the borrowers are not in default and we would not require lender's mortgage insurance on the then outstanding loan balance).

Get Ahead Start Loan benefits for me!

  • Borrow up to 100% of the purchase price of the property, plus additional associated costs.
  • Reduce or avoid paying mortgage insurance.
  • Available for both investors and owner-occupiers.
  • Your guarantor can be released from the guarantee earlier than would normally occur.

Eligibility criteria, terms & conditions, fees & charges apply. Comparison rate based on $150,000 loan over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.