Premium Home Loan Package

Canstar Award - Construction Variable Home LoanCanstar Award - Investor Variable Home LoanCanstar Award - Owner Occupied Variable Home Loan



The Premium Loan Package is an all in one package that allows you to save when you combine a home loan, credit card and transaction account.

The G&C Mutual Bank Premium Package Home Loan has been recognised for outstanding value with a 5-star CANSTAR rating for Variable Home Loan - Investor and Owner Occupied and Construction Home Loans.


Premium Loan Package features:

  • 4.07% p.a. variable interest rate when you take out a home loan $300,000 or more
  • $0 Establishment Fee
  • $0 Monthly service fee on transaction account
  • $0 Annual Fee Credit Card for the first year
  • Unlimited transactions on transaction account
  • Up to 10% discount on selected home insurance
  • Interest offset account available
  • Redraw facility available^

Premium Home Loan Package rates for me!

Owner Occupied


Principal & Interest
Interest Only³
Product Type
Annual %
Rate¹
Comparison % Rate²
Annual % Rate¹ Comparison % Rate²
Premium Home Loan Package
 4.07% p.a.
 4.07% p.a.
4.22% p.a.
4.22% p.a.


Property Investor


           Principal & Interest
               Interest Only³
Product Type                     
Annual % Rate¹ Comparison % Rate² Annual % Rate¹ Comparison % Rate²
Premium Home Loan Package
 4.52% p.a.  4.52% p.a.  4.72% p.a.  4.72% p.a.

Interest rates effective 10 May 2017


1 Eligibility criteria, terms & conditions and fees & charges apply. Minimum loan amount $300,000. Maximum loan to valuation ratio 80% without Lender’s Mortgage Insurance. You must direct your whole pay amount to the Premium Transaction Account each pay day, or deposit a minimum of $2,000 each month, to qualify for ongoing transaction fee exemption.
2 Comparison rate based on $150,000 loan over 25 years.
3 All ‘Interest Only’ rates apply to loan applications received after 10 May 2017.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. An Annual Package Fee of $375 will be charged to your Premium Transaction Account on initial funding of your Premium Package Home Loan and on each anniversary of that funding thereafter.

^Minimum redraw of $100 applies.