Allianz Motor Insurance through G&C Mutual Bank
Motor Insurance provides you with a great range of features as well as optional benefits so that you can tailor your cover to suit your needs.
Plus when you buy a new Allianz Motor Insurance policy through G&C Mutual Bank, you'll also receive Roadside Assistance⁵ for the first 12 months Australia wide, 24 hours a day, 7 days a week.
Why choose car insurance through G&C Mutual Bank underwritten by Allianz?
Cover your vehicle with an excellent range of features and levels that G&C Mutual Bank can offer to suit your budget and needs.
Our car insurance offers;
- Up to 10% discount on your car insurance policy when you buy online¹,²
- You may be able to increase your excess to reduce your premium¹
- Choose your own repairer
- 24/7 claims lodgement service
- Rental car for up to 30 days if your car is stolen ($100 per day limit)
- Safe driver discount for eligible drivers¹,⁴
Choice of car insurance products
Comprehensive Car Insurance
The highest level of cover we offer for your vehicle which provides cover for fire, theft, accidents and malicious damage. It also covers your legal liability for loss or damage to someone else's property caused by a motor vehicle accident which is partly or fully your fault.
Third Party Property Damage
Covers your legal liability for loss or damage to someone else's property caused by a motor vehicle accident which is partly or fully your fault.
Comprehensive Insurance/Third Party Property Damage - Comparison Table:
This is a summary only. For the standard terms, conditions, limits and exclusions of cover, please refer to the Product Disclosure Statement.
||Third Party Property Damage
|Cover for accidental loss of or damage to your vehicle||Y
|New for old replacement of a new vehicle after a total loss, if:
|Cover for your legal liability for loss or damage to other people's property and legal liability for supplementary bodily injury– up to $20 million for any one event or series of related events||Y||Y|
|Cover for loss or damage to your vehicle arising from an accident caused by the driver of an uninsured vehicle – up to $5,000, provided that:
|Approved legal costs arising from a claim for liability covered by the policy||Y||Y|
|Cost of emergency repairs after a covered accident – up to $500 for any one incident||Y||N|
|Rental car after theft of your vehicle - $100 per day limit, up to 30 days||Y
|Reasonable cost of towing after a covered incident||Y||N|
|Temporary cover on replacement vehicle – 14 days||Y||N|
|Trailer and caravan cover - $1,000 or market value of the trailer or caravan, whichever is the lesser||Y||N|
|Legal liability cover when using a substitute vehicle||Y||Y|
|Cover for personal items in your vehicle – up to $1,000 for any one incident||Y||N|
|Cover for reasonable additional accommodation and travelling expenses after a covered accident, provided that your vehicle was more than 100km from where it is normally parked at night – up to $1,000 for any one incident||Y||N|
|Cover for transportation costs if your vehicle cannot be safely driven home after a covered accident – up to $500 for any one incident||Y||N|
|Lock re-keying / re-coding if the keys to your vehicle are stolen – up to $1,000 for any one incident||Y||N|
|Cover for child seat / baby capsule in your vehicle after a covered accident – up to $500 for any one incident||Y||N|
Optional benefits you can add
||Third Party Property
|Rental car following accident, where available - $100 per day limit, up to 30 days||Y
|Removal of basic excess for windscreen claims if the broken windscreen is the only damage to your vehicle - 1 replacement and 2 repairs in any period of insurance||Y
|Cover for tools of trade – up to $3,000 for any one incident||Y
Options you can select to decrease your premium
|Comprehensive Insurance|| Third Party Property
|Named driver option
How to claim
To make a car insurance claim online, anytime
The fastest, easiest way is via the online claim form. You can submit your car insurance claim notification 24 hours a day, 7 days a week, whenever it suits you.
It takes less than 10 minutes to complete the online claim form and once we receive it, one of our friendly claims consultants will contact you as soon as possible.
- Secure form
- There are no phone queues
- Immediate confirmation number for your reference
Submit your claim to our underwriter via the online claim form
Over the phone - 24 hours a day, 7 days a week claims hotline
Alternatively, you can Allianz on 1300 555 013 and a friendly consultant will take you through the claims process.
G&C Mutual Bank arranges this insurance as agent for the insurer Allianz Australia Insurance Limited ABN 15 000 122 850
AFSL No 234708.
We do not provide any advice based on any consideration of your objectives, financial situation or needs. Terms, conditions, limits and exclusions apply. Before making a decision please consider the Product Disclosure Statement available from here. If you purchase this insurance, we will receive a commission that is a percentage of the premium. Ask us for more details before we provide you with services.
1 Minimum premiums may apply. Any discounts / entitlements may be subject to rounding and only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts / entitlements.
2 The online discount applies to new comprehensive motor insurance policies. Applies to the first year’s premium only (unless stated otherwise). Promotional or other discounts may apply from time to time for members who apply for insurance via other
3 Maximum discount percentage varies from State to State.
4 Safe Driver Discount applies to new Motor Insurance policies with comprehensive cover only. To be eligible for a safe driver discount:
• the ratable driver must be aged 25 years or over;
• the insured (owner) must have held a maximum no claim bonus for the last five consecutive years; and
• all other nominated drivers have had no at fault claims for the last five years.
5 Offer valid for new Allianz comprehensive motor insurance policies purchased through G&C Mutual Bank. 12 months roadside assistance membership is provided by AGA Assistance Australia Pty Ltd ABN 52 097 227 177, trading as Allianz Global Assistance. Full terms and conditions available at allianz.com.au/roadside.