A: If you’re unable to meet your minimum monthly repayments or require ongoing financial assistance, we’re ready to help, please contact us as soon as possible. We can chat to you about ways to manage your credit card or loan repayments.
Depending on your individual circumstances, we may ask you to provide more information. This information will allow us to better understand your financial position, determine whether assistance will be appropriate and will allow you to explain how your circumstances have changed and how you expect them to improve in the future.
The type of information and documentation required may be dependent on a number of factors including the period of time where hardship assistance is required, the type of arrangement that may be offered to the, or whether a third party requires additional information.
We may ask you to complete a Financial Hardship Form. Based on your individual situation, we may request further information or documents from you to assess your application, such as:
- an employment confirmation letter
- income statements, such as payslips or Centrelink / Services Australia documents
- medical certificates
- real estate agreements
We will then make an assessment as to any proposal to help you make repayments of the debt on reasonable terms.